Our financial planning for chiropractors is built around the real needs of chiropractic families — the rhythm of patient volume, reimbursement timing, practice expenses, and the everyday demands of running a clinic. With decades inside a chiropractic family ourselves, we understand the art, science, and philosophy behind your work. You take care of your patients’ nervous systems — we take care of your financial one.
Our ALIGN™ Financial Framework helps you build clarity, confidence, and long-term security, so you can stay fully present with your patients, your practice, and your family.
Chiropractic life doesn’t look like a standard W-2 career. Your income can fluctuate. Your time is split between patients, staff, and family. Equipment purchases, insurance decisions, and tax strategy — from reimbursements to S-corp elections — all directly affect your stress level at home. Your financial plan needs to reflect that reality.
That’s why we design financial planning for chiropractors that works in the real world — not just in a spreadsheet.
Patient volume, reimbursements, and practice expenses don’t always move in sync. We help you build a plan that stays stable even when your income doesn’t.
Distributions, write-offs, quarterly estimates, and S-corp decisions can get overwhelming. We help you coordinate the moving parts with a clear, proactive strategy.
Your decisions around disability, malpractice, liability, and personal insurance impact both your practice and your family. We help you understand the long-term effects of each choice.
We start with where you are today — and build a plan that connects your practice, personal finances, and long-term goals.
Make sense of what comes in, what goes out, and how to create margin — even with variable income.
Coordinate salary, distributions, deductions, and retirement contributions with a clear, proactive plan.
Evaluate purchases, financing options, and practice growth plans through the lens of both your business and your household.
401(k), SEP, Roth options, brokerage accounts — simplified and aligned with your risk comfort and timeline.
Disability, life, liability, and clinic insurance reviewed in the context of your real needs — not a sales quota.
Schooling, kids’ activities, travel, giving, or transitions — we help you plan for what matters most.
We don’t sell products or manage investments for a percentage of your assets. Our work is advice-only and flat-fee.
Our ALIGN™ Framework brings structure to the entire planning process so you always know what comes next.
We start by understanding your full picture — practice numbers, personal finances, taxes, insurance, goals, and concerns.
We translate the technical details into plain language so you can see what’s working, what isn’t, and what options are truly available.
You receive clear, prioritized action steps. We help you coordinate with your CPA, attorney, or other advisors — no generic lists, just what matters for you right now.
As your practice and family evolve, we revisit your plan, update projections, and refine strategy across cash flow, savings, investments, and tax planning.
Life and business never move in a straight line. We’re here when big decisions come up — practice transitions, moves, home purchases, and more.
We work with chiropractors at every stage — with one shared goal: to bring more clarity and intention to both life and practice.
Associates or new practice owners wanting organization, debt repayment strategy, and a solid financial foundation.
DCs balancing staff, equipment, family needs, and taxes — ready to bring structure and strategy to their finances.
Those thinking about slowing down, selling, or shifting their work — and wanting to align their money with their next chapter.
We keep the process straightforward, with plain-language explanations and visual summaries of your plan.
No products, no commissions, no AUM. You’re paying for expertise and clarity — not for us to manage your money.
We know your schedule revolves around patients and family. Our meetings are structured, efficient, and focused.
No. Many of our clients are families and professionals outside of healthcare. But because we’re rooted in a chiropractic family, we have a deep understanding of the decisions DCs face and have built a specialty serving them.
Yes — we serve clients across the country through secure virtual meetings.
Absolutely. We often collaborate directly with your tax and accounting team so your planning stays aligned.
We are flat-fee and advice-only — no commissions, no asset management charges, and no sales pressure.
If you’re looking for more clarity — in your practice, your personal finances, or both — we’d love to talk. There’s no obligation, just a chance to see whether our approach is a good fit.
