Practical insights for clear, confident, long-term financial decisions.
The QBI deduction is frequently lost not because of ineligibility, but because of structural and planning missteps. From entity design to compensation choices, this article outlines the most common reasons businesses lose the deduction—and how those issues tend to develop.
Many business owners technically qualify for the QBI deduction but still lose part—or all—of it due to wage limitations. This article explains how W-2 wages factor into the QBI calculation and why compensation decisions can quietly reduce an otherwise available deduction.
The QBI deduction isn’t fixed—it changes as income rises. Once taxable income crosses certain thresholds, new limitations begin to apply, altering or reducing the deduction entirely. This article explains how income levels affect QBI and why earning more can trigger unexpected tax consequences.
The Qualified Business Income (QBI) deduction can reduce taxable income for business owners—but it’s widely misunderstood. This plain-English guide explains what QBI is, who it applies to, and why it exists, without tax jargon or strategy overload.
A clear, calm guide to the year-end money decisions people are most uncertain about — and how to think through them without unnecessary stress.
Most people don’t realize the Roth IRA has hidden 5-year clocks — and breaking them can trigger surprise taxes or penalties. Here’s how to avoid them.
