I was raised in a loving home with a mom who was second to none. Embarrassingly, as a kid, I was known to be a mama’s boy. Now, I wear that label as a badge of honor, cherishing her warmth, guidance, and the simple joys we shared. Recently, we lost her—and it happened so quickly, we never saw it coming. Over the past six months, we had been seriously discussing plans for my parents’ relocation near us and the opportunity to spend endless hours together. Mom’s passing was a stark reminder: no matter how carefully we plan our finances, life can change in an instant, and there’s no luggage rack on a hearse to carry our regrets or unspent dreams.
This profound experience reshaped my perspective on what truly matters. While making wise financial decisions — saving, investing, planning for the future — is undeniably important, it’s equally vital to live intentionally today. Financial planning isn’t just about spreadsheets and projections; it’s about finding balance between security and living fully.
So, what does that balance look like? It means preparing for the future — for retirement, education, unexpected emergencies — but it also means embracing the present. It’s about taking that trip you’ve always dreamed of, even if it’s not on the most convenient schedule. It’s about buying that special gift for the one you love, or perhaps for yourself — celebrating yourself and those who matter.
Being present with the people who bring joy and love into your life is perhaps the most valuable investment you can make. Money is a tool, and when used wisely, it should give you both the freedom to plan for tomorrow AND the joy to savor today. That’s the heart of Abundance Financial Planning — helping you build a future worth living, without missing the vibrant life happening right now.
Because at the end of the day, true wealth isn’t just in dollars and cents; it’s in the meaningful moments, the relationships, and the memories we create along the way. Let’s choose to balance prudent planning with passionate living. After all, life is short — make sure your financial plans support a life well-lived.
Love you, Mom.
PS- What’s the next step? Read here for practical action items.